All states›Installment Loan Stores›Alabama›Phenix City

Installment Loan Stores in Phenix City, AL

10 of the 31 pawn shops, check cashing and loan stores we list in Phenix City are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. Check 'n Go

    3753 US-431 Ste F, Phenix City, AL 36867

    Layaway
    Call Website Directions

  2. Check Into Cash

    1118 E 280 Byp Suite D, Phenix City, AL 36867

    Call Website Directions

  3. Credit Central, LLC

    1411 Highway 280 Byp, Phenix City, AL 36867-5452

    Call Website Directions

  4. Service Loan South

    2023 Highway 280 Byp, Phenix City, AL 36867-3624

    Call Website Directions

  5. World Finance

    1817 Stadium Dr, Phenix City, AL 36867

    Call Website Directions

  6. Pawn Confidential

    1029 Highway 280 Byp, Phenix City, AL 36867-6675

    Call Directions

  7. RedyMoney

    3304 US Highway 80 W, Phenix City, AL 36870-6405

    Call Directions

  8. State Loan & Finance

    804 13th St, Phenix City, AL 36867-5041

    Call Directions

  9. Security Finance

    3304 Us Highway 80 W Ste A, Phenix City, AL 36870-6405

    Call Directions

  10. Mr. Check Casher

    1307 Broad St, Phenix City, AL 36867-5077

    Call Directions
Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

Also in Phenix City

More in Phenix City and Alabama

Installment Loan Stores near Phenix City

Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.