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Installment Loan Stores in Dothan, AL

12 of the 32 pawn shops, check cashing and loan stores we list in Dothan are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. Check 'n Go

    3123 Ross Clark Cir Ste 6, Dothan, AL 36303

    Layaway
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  2. Title Cash

    2671 Montgomery Hwy, Dothan, AL 36303-2601

    Electronics
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  3. Check Into Cash

    1209 Ross Clark Cir Ste 2, Dothan, AL 36301

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  4. Lendmark Financial Services

    4871 Montgomery Hwy Ste 10A, Dothan, AL 36303

    Mon - Fri: 8:30 am. - 5:30 pm., Sat - Sun: Closed

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  5. Mariner Finance

    2969 Ross Clark Cir #2, Dothan, AL 36301

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  6. Regional Finance

    3074 Ross Clark Cir, Dothan, AL 36301-1194

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  7. Houston Finance Company & Income Tax Service

    290 N Foster St, Dothan, AL 36303-4542

    Mon: 8:30 AM - 5:30 PM, Sat: 8:30 AM - 1:00 PM, Sun: Closed

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  8. Freedom 1st Financial Services, Inc

    2495 Montgomery Hwy, Dothan, AL 36303

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  9. Hometown Lenders

    112 W Troy St, Dothan, AL 36303-4517

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  10. Security Finance

    2643 Montgomery Hwy #3, Dothan, AL 36303

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  11. HomeTown Lenders

    3201 Montgomery Hwy, Dothan, AL 36303-2113

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  12. Hometown Lenders

    410 Honeysuckle Rd, Dothan, AL 36305-1156

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Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

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Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.