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Installment Loan Stores in Kansas City, MO

17 of the 66 pawn shops, check cashing and loan stores we list in Kansas City are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. LendNation

    6501 Troost Ave, Kansas City, MO 64131

    Electronics
  2. LendNation

    5358 Independence Ave, Kansas City, MO 64124

    Electronics
  3. LendNation

    6309 Troost Ave, Kansas City, MO 64131-1227

    Electronics
  4. LendNation

    600 E Linwood Blvd, Kansas City, MO 64109-1718

    Electronics
  5. LendNation

    4331 N Chouteau Trafficway, Kansas City, MO 64117

    Electronics
  6. Ardmore Finance

    107 E 10th St, Kansas City, MO 64106

    Sun–Thu 9am–5pm

  7. Check 'n Go

    9262 Blue Ridge Blvd, Kansas City, MO 64138

  8. Gold Leaf Lending LLC

    1712 Main St, Kansas City, MO 64108-1332

  9. National VA Loans

    10020 NW Prairie View Rd #100, Kansas City, MO 64153

  10. Mid-American Title Loans

    1414 Independence Ave, Kansas City, MO 64106

  11. Mid-American Title Loans

    3434 Main St, Kansas City, MO 64111-1911

  12. Money Express Check Cashing

    2532 Independence Blvd, Kansas City, MO 64124-2402

  13. Community Lending of America

    8301 State Line Rd, Kansas City, MO 64114-2011

  14. New Penn Financial

    1201 NW Briarcliff Pkwy, Kansas City, MO 64116-1766

  15. Nations Capital Financing Loan agency Kansas City

    802 E 101st Terrace, Kansas City, MO 64131

  16. Cash Advance Kansas City

    1017 Walnut St, Kansas City, MO 64106-2108

  17. Neighborhood Loans-Kansas City

    407 W Gregory Blvd, Kansas City, MO 64114-1111

Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

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Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.