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Pawn Shops in Kansas City, MO

17 of the 66 pawn shops, check cashing and loan stores we list in Kansas City are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. Alpha Pawn & Jewelry

    14501 E US-40, Kansas City, MO 64136-1154

    M-F 9-6, Sat 10-5

    Buys goldJewelryElectronicsFirearms
  2. American Gold Mine

    7807 N Oak Trfy, Kansas City, MO 64118-1426

    Hours vary

    Buys goldJewelryElectronicsFirearms
  3. Alpha Pawn & Jewelry

    4123 N Oak Trfy, Kansas City, MO 64116

    M-F 9-6, Sat 10-5

    Buys goldJewelryElectronicsFirearms
  4. Cash America Pawn

    8241 Wornall Rd, Kansas City, MO 64114-5807

    Mon-Fri 10am-6pm, Sat 10am-4pm

    Buys goldJewelryElectronicsLayaway
  5. CAP

    3101 Prospect Ave, Kansas City, MO 64128-1552

    Buys goldJewelryElectronicsLayaway
  6. Cash America Pawn

    5600 Independence Ave, Kansas City, MO 64123-2029

    Buys goldJewelryElectronicsLayaway
  7. National Pawn

    6223 E Truman Rd, Kansas City, MO 64126

    Buys goldJewelryFirearms
  8. Cash America Pawn

    11148 Blue Ridge Blvd, Kansas City, MO 64134-3201

    Buys goldElectronicsLayaway
  9. Diamond Banc

    435 Nichols Rd, Kansas City, MO 64112

    Buys goldJewelry
  10. Cash America Pawn

    3636 Main Street, Kansas City, MO 64111

  11. Cash America Pawn

    4205 E Truman Rd, Kansas City, MO 64127-2326

  12. One Pawn & Check Cashing

    400 E Linwood Blvd, Kansas City, MO 64109-1717

  13. Chouteau Pawn

    5225 Chouteau Trafficway, Kansas City, MO 64119

  14. Cash America Pawn

    6234 The Paseo, Kansas City, MO 64110-5330

  15. Smart Pawn

    6301 Troost Ave, Kansas City, MO 64131-1227

  16. Gold N Cash

    7819 N Oak Trfy, Kansas City, MO 64118

  17. Cash America Pawn

    2928 Prospect Ave., Kansas City, MO 64128

Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.