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Installment Loan Stores in St Louis, MO

15 of the 36 pawn shops, check cashing and loan stores we list in St Louis are installment loan options.

Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.

  1. LendNation

    7124 Natural Bridge Rd, St Louis, MO 63121-5144

    Electronics
  2. ACE Cash Express

    10016 W Florissant Ave, St Louis, MO 63136

  3. ACE Cash Express

    3655 S Grand Blvd, St Louis, MO 63118

  4. ACE Cash Express

    6528 Manchester Ave, St Louis, MO 63139

  5. ACE Cash Express

    10004 Gravois Rd, St Louis, MO 63123

  6. ACE Cash Express

    10578 Page Ave, St Louis, MO 63132

  7. Check 'n Go

    1415 N Grand Blvd, St Louis, MO 63106

  8. Check 'n Go

    8503 Olive Blvd, St Louis, MO 63132-2817

  9. World Finance

    9254 Watson Rd., St Louis, MO 63126

  10. George DeMare - Supreme Lending

    3636 S Geyer Rd, St Louis, MO 63127-1218

  11. Tittle loan merchant

    4976 Natural Bridge Ave, St Louis, MO 63115-2009

  12. St Louis Loan

    9351 Natural Bridge Rd, St Louis, MO 63134-3103

  13. Tammy Thornhill - Loan Officer - 2397635

    12851 Manchester Rd, St Louis, MO 63131-1802

  14. Sam Light Loan & Mercantile Co.

    7364 Manchester Blvd, St Louis, MO 63143-2457

  15. Student Loan Planner

    St Louis, MO

Check lender requirements. Bring a valid government ID, your most recent pay stubs, a bank statement, and your vehicle title if you are applying for an auto-backed loan.

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Good to know

How do installment loans differ from payday loans?

Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.

What do I need to apply for an installment loan?

Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.

Can I get an installment loan with poor credit?

Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.