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Pawn Shops in St Louis, MO

14 of the 36 pawn shops, check cashing and loan stores we list in St Louis are pawn shops.

Pawn shops vary significantly in the inventory they carry, with some focusing on high-end jewelry and electronics while others stock tools, firearms, or musical instruments. Loan terms, interest rates, and retail pricing also differ based on location and corporate or independent ownership. A map pin confirms a store is open, but it will not show you their current valuation policies or what items they accept for collateral.

  1. Metro Pawn

    8286 St Charles Rock Rd, St Louis, MO 63114-4500

    Mon 8:30am-6pm, Tue 9:30am-6pm, Wed 8:30am-6pm, Thu 9:30am-6pm, Fri 8:30am-6pm, Sat 10am-4pm

    Buys goldJewelryElectronicsFirearms
    Call Website Directions

  2. CAP

    7920 St Charles Rock Rd, St Louis, MO 63114-5362

    Buys goldJewelryElectronicsLayaway
    Call Website Directions

  3. Southside Jewelry and Pawn Shop

    8101 Gravois Rd, St Louis, MO 63123-4722

    MON-FRI 10-6, SAT-SUN 10-4

    Buys goldJewelryElectronics
    Call Website Directions

  4. AC Pawnshop

    2850 Chippewa St, St Louis, MO 63118-3829

    JewelryElectronicsFirearms
    Call Website Directions

  5. Lee's Pawn & Jewelry

    4123 Dr Martin Luther King Dr, St Louis, MO 63113-2729

    Mon - Fri (9:00 am - 5:30 pm), Sat (9:00 am - 5:00 pm), Sun (9:00 am - 4:00 pm)

    Buys goldJewelry
    Call Website Directions

  6. Mannisi Jewelers Pawn Shop

    6200 Dr Martin Luther King Dr, St Louis, MO 63133-2419

    Mon-Sat 9am-5pm

    Buys goldJewelry
    Call Website Directions

  7. Easton Loan Co

    4135 Dr Martin Luther King Dr, St Louis, MO 63113-2747

    Tue-Sat 10am-4pm

    Buys goldJewelry
    Call Website Directions

  8. Rock Road Loan & Jewelry

    9191 St Charles Rock Rd, St Louis, MO 63114-4240

    JewelryFirearms
    Call Website Directions

  9. St. Louis Jewelry and Loan

    2906 Union Blvd, St Louis, MO 63115-1005

    Jewelry
    Call Website Directions

  10. Bel-Aire Pawn Shop

    7501 S Broadway, St Louis, MO 63111-3409

    Call Website Directions

  11. El Potro

    6922 Manchester Ave, St Louis, MO 63143

    Call Website Directions

  12. Cash America Pawn

    9815 Halls Ferry Rd, St Louis, MO 63136-4016

    Call Directions

  13. South County Pawn Shop

    11500 Concord Village Ave, St Louis, MO 63128-1309

    Call Directions

  14. A. J. & R Pawn Shop

    3127 S Gran, St Louis, MO 63118

    Call Directions
Bring valid photo ID. State regulations require a government-issued ID for all pawn loans and outright sales, and most stores require items to be clean and fully functional before making an offer.

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Good to know

What is the difference between pawning an item and selling it?

Pawning an item means using it as collateral for a short-term cash loan, which you can reclaim after repaying the principal plus interest and fees. Selling is a final transaction where you relinquish ownership of the item in exchange for immediate cash. Pawn offers are typically lower than outright sale offers because the shop must store and hold the item.

How long do I have to pay back a pawn loan?

Standard pawn loan terms are typically 30 days, though exact timeframes are set by state and local laws. Most shops allow you to extend or renew the loan by paying the interest accrued for that period. If you do not repay or extend the loan, the shop takes ownership of the item to resell, which does not affect your credit score.

How do pawn shops determine how much money to offer?

Appraisers look at the item's current secondary market value, condition, brand, and likelihood of reselling if the loan defaults. For precious metals and jewelry, valuation relies on the current spot price of gold or silver alongside stone quality. Expect offers to be a percentage of the item's resale value rather than its original retail price.