Installment loans differ primarily in repayment terms, interest rate structures, and whether they require personal property as collateral. Some lenders focus on unsecured personal loans with fixed monthly payments, while others specialize in auto title loans that use your vehicle as security. A map location will not tell you if a store handles auto loans, requires proof of income, or reports your payments to major credit bureaus.
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Lendmark Financial
1924 Marktplatz Center SW, Cullman, AL 35055
Mon - Fri: 8:30 am. - 5:30 pm., Sat - Sun: Closed
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Tara Cornelius- Loan Originator #1382829
314 1st Ave SE, Cullman, AL 35055-3403
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Luke Mosteller, Loan Officer-First South Farm Credit
1824 Eva Rd NE, Cullman, AL 35055-6035
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Security Finance
1718 2nd Ave SW, Cullman, AL 35055
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First Southern Financial
1622 South Cullman Shopping Center, Cullman, AL 35055
Also in Cullman
- 7
- 3
More in Cullman and Alabama
- All pawn shops, check cashing and loan stores in Cullman15
- Installment Loan Stores across Alabama248
Installment Loan Stores near Cullman
- Birmingham14
- Tuscaloosa14
- Mobile13
- Dothan12
- Montgomery11
- Phenix City10
- Huntsville8
- Athens7
Good to know
How do installment loans differ from payday loans?
Installment loans are repaid over several months or years through scheduled, equal payments rather than in a single lump sum on your next payday. This structure typically offers lower individual payment amounts, though total interest costs depend on the loan duration.
What do I need to apply for an installment loan?
Most physical storefronts require a government-issued photo ID, proof of steady income such as pay stubs, and an active checking account. If you are seeking an auto installment loan, you will also need to present the vehicle, its clear title, and proof of insurance.
Can I get an installment loan with poor credit?
Many storefront installment lenders work with borrowers who have low credit scores or limited credit histories. Approval often relies more heavily on your current income and employment stability, though interest rates are typically higher for higher-risk applicants.